Continuing Education

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Impact of Airbags on Insurance

The primary course objective is to provide the agents an understanding of the role of the airbag safety system in protecting insured’s during a crash. Since their inception, airbags have generated publicity for their power and force during deployment leading to more government regulation. This course will review the significant enhancements in recent airbag technology that has reduced the number of injury claims generated. Since most automotive collision repairs are paid for by insurance companies, we will alert the agents to the numerous fraud cases involving improperly repaired airbags with the intent of saving their insured from diminished loss or potential injury.

The agent will have knowledge of:

  • Airbag restraint systems and their trigger points
  • How and why airbag fraud occurs
  • Steps to eliminate the possibility of insurance fraud
  • How professional repair companies validate their repairs
  • Protecting insureds through the repair process
  • Impact and status of airbag recall, the largest in automotive history

The agent will be skilled at

  • Protecting their insured against fraud
  • Qualifying repair and refinish professional in an unregulated industry
  • Insured risks associated with improper or poor repair
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